How it Works

Look at everything
DreamSpark has to offer...

  • Lowest price in the industry—just $3,745
    Act now to save up to 25% below the competition!
  • FREE incorporation
  • FREE
  • FREE certified business valuation for new businesses
  • Low monthly maintenance plan
  • Customized retirement plan
  • 24/7 online account management

Use the DreamSpark plan to invest in your business

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4 easy steps and you’re in business!

Use your existing retirement account as startup funding for your new business—without debt, loan interest, taxes, or penalties while still planning for retirement! On average, Pango FinancialTM can complete your DreamSpark plan in 2 to 3 weeks. The plan creation and funding takes just minutes of your time at different points throughout the process. Pango Financial makes startup funding easy and will notify you when information requires your review or signature.

1. Create a C corporation—FREE

At no additional cost, Pango FinancialTM will set up a C corporation* for you in the state of your choice and will ensure that the process is completed fast and easy. Plus, we include  in 49 states without any additional cost to you. The only exception is in the state of California where the expedite fee will apply.

Save time and money with complimentary services for the first 12 months when you engage Pango Financial for the DreamSpark plan. Incorporate more quickly and take advantage of services that include:

  • Filing for your Employer Tax and Retirement Plan ID numbers with the IRS.
  • Samples of company bylaws and corporate minutes.

* A Limited Liability Company (LLC), Partnership or S Corporation (S Corp) would not meet the statutory requirements necessary to operate this structure.

2. Corporation sponsors a DreamSpark plan

Pango FinancialTM will create a custom retirement plan, 401(k) or profit sharing, to suit your company’s needs. With the DreamSpark plan, you and your employees will have the ability to invest in your corporation. All participants will also be able to benefit from the traditional retirement savings benefits offered by your DreamSparkTM plan.

3. Rollover to your new DreamSpark plan

Once you approve your new DreamSparkTM plan, Pango Financial will:

  • Help you move your retirement funds from your previous employer or IRA into your new DreamSpark plan. Select the investment company of your choice to hold your retirement funds. Your preferred financial institution or investment advisor can manage any publicly traded investments offered under the plan.  Your business will manage your DreamSpark plan’s investment.
  • Provide documentation of your rollover and investment and Pango will obtain a certified third party valuation for your new business to document your stock value.
  • Send stock certificates.
  • Provide you with a corporate book to document your C corporation and DreamSpark plan establishment.

4. DreamSpark plan invests in your corporation

Your corporation is officially funded and you’re ready to purchase your new franchise or business. Pango FinancialTM works with you to keep you on track through our ongoing plan maintenance.

  • A registered agent will help to maintain your privacy and separation from the public along with any other corporate decision makers.
  • A registered agent will also accept legal and official documents outside of the business. This could include, but is not limited to, documents such as franchise tax notices, annual reports and official legal notices such as a court summons.
  • As a registered agent, we can accept service of process in all 50 States during any legal action. Service of process is the procedure employed to give legal notice to you the business owner of any court or administrative entity in order to respond to the proceeding before the court, body, or other tribunal.
  • Registered agent services are complimentary for the first 12 months when you engage Pango Financial for the DreamSpark plan. If you would like to continue using our Registered Agent Services you can renew at that time for a fee. This is an elective service.
Expedited service is available in most states at the time of incorporation for an additional fee to allow your articles of incorporation to be issued more quickly. Pango Financial pays this fee except in the state of California on the client’s behalf at no additional cost when you become a DreamSpark client.

  • A registered agent will help to maintain your privacy and separation from the public along with any other corporate decision makers.
  • A registered agent will also accept legal and official documents outside of the business.  This could include, but is not limited to, documents such as franchise tax notices, annual reports and official legal notices such as a court summons.
  • As a registered agent, we can accept service of process in all 50 States during any legal action.  Service of process is the procedure employed to give legal notice to you, the business owner, of any court or administrative entity in order to respond to the proceeding before the court, body, or other tribunal.

Registered agent services are complimentary for the first 12 months when you engage Pango Financial for the DreamSpark plan.  If you would like to continue using our registered agent services you can renew at that time for a fee.  This is an elective service.