The DreamSpark™ plan is not only a way to invest in your business tax deferred and penalty free it is an employee benefit. The DreamSpark plan can be designed as a profit sharing plan or 401(k). Many growing small businesses offer 401(k) benefits to their employees. “Nearly a quarter (24%) of small businesses today offer 401(k) plans to enable their employees to save for retirement, and the number is growing, according to a *ShareBuilder national survey.” Pango Financial™ makes it easy to customize your plan with our intuitive online client experience. You decide on the right plan features for you and your employees. You can learn about some of the options available to customize your 401(k) plan like plan loan options, investment options, Roth saving features and more by clicking the link below.